Lower Settlements: 
Echota, Estatoee, Keowee, Kulsetsiyi (or Sugartown), Oconee, Qualatchee, Tomassee, Toxaway, Tugaloo, Ustanali.
Middle Settlements: 
Cowee, Coweeshee, Ellijay, Itseyi, Jore, Kituhwa, Nanyahala, Nucassee, Stikayi, Tawsee, Tekanitli, Tessuntee, Tikaleyasuni, Watauga, Yunsawi.
Overhill Settlements: 
Chatuga, Chilhowee, Cotocanahut Echota, Hiwassee, Natuhli, Nayuhi, Sitiku, Tahlasi, Tallulah, Tamahli, Tellico, Tennessee, Toquo, Tsiyahi, Ustanali.
Other Settlements by Location: 
Aguaquiri, Amahyaski, Amakalali, Amohi, Anisgayayi (NC), Anuyi, Aquohee (NC), Aracuchi, Atsiniyi, Aumuchee, Ayahliyi, Big-island (TN), Briertown (NC), Broomtown, Brown's Village, Buffalo Fish, Canuga (2) (NC/SC), Catatoga (NC), Chagee (SC), Chattanooga (TN), Cheesoheha (SC), Chewase (TN), Chicherohe (GA), Chickamauga (TN), Conisca, Conontoroy, Conoross (SC), Cooweescoowee, Coyatee (TN), Crayfish Town (GA), Creek Path (AL), Crowmocker (AL), Crow Town (AL), Cuclon, Cusawatee (GA), Dulastunyi (NC), Dustavalunyi (NC), Ecochee (GA), Elakulsi (GA), Etowah (or High Tower Forks) (2) (GA), Euforsee, Fightingtown (GA), Frogtown (GA), Guasuli, Gulaniyi, Gusti (TN), Gwalgahi (or Guhlaniyi) (Natchez) (NC), Halfway Town (TN), Hemptown (GA), Hickory Log (GA), Ikatikunahita (GA), Ivy Log (GA), Johnstown (GA), Kalanunyi (NC), Kanastunyi (NC), Kansaki (4) (NC/GA/TN), Kanutaluhi (GA), Kawanunyi (TN), Kuhlahi (GA), Kulahiyi (GA), Leatherwood (GA), Long Island (TN), Lookout Mountain (GA), Naguchee (GA), Nanatlugunyi (TN), Nickajack (TN), Niowe, Noewe, Nowe, Nununyi (NC), Ocoee (TN), Oconaluftee (NC), Olagatano, Ooltewah (TN), Oothcaloga (GA), Paint Town (NC), Pine Log (GA), Quacoshatchee (SC), Qualla (NC), Quanusee, Quinahaqui, Rabbit Trap (GA), Red Bank (GA), Red Clay (NC), Running Water (TN), Saguahi, Sanderstown (AL), Selikwayi (GA), Seneca (SC), Setsi (NC), Skeinah (or Devil Town (GA), Soquee (GA), Spike Bucktown (or Spike Town) (NC), Spring Place (GA), Standing Peach Tree (GA), Sunanee (GA), Sutali (GA), Tagwahi (3) (TN/NC), Takwashnaw, Talahi, Talaniyi (GA), Talking Rock (GA), Tanasqui, Tasetsi (GA), Taskigi (3) (TN/NC), Tausitu, Tikwalitsi (NC), Tlanusiyi (NC), Tocax, Torsalla, Tricentee, Tsilaluhi (GA), Tsiskwahi (NC), Tsistetsiyi (TN), Tsistuyi (TN), Tsudinuntiyi (NC), Tucharechee, Tuckaseegee (2) (NC/GA), Turkeytown (AL), Turniptown (NC), Turtletown (GA), Tusquittah (NC), Two Runs (GA), Ustisti, Valleytown (NC), Wahyahi (NC), Wasasa (AL), and Willstown (AL).